tario.
Banking2026-05-145 min

Bank reconciliation in Costa Rica: why the bank file format matters

PDF, CSV, Excel, OFX, or QIF: the file exported by the bank defines how much manual work remains in the close.

Bank reconciliation in Costa Rica often gets messy because each bank exports different formats. A team may receive PDF, Excel, CSV, OFX, QIF, or even images, and each format changes the close effort.

What a good workflow should do

  • Accept real bank formats
  • Normalize lines for review
  • Suggest matches against invoices and bills
  • Ask for confirmation before posting

Tario prioritizes that control: import, suggest, review, and confirm before affecting the ledger.